Introduction: Healthcare for All
Good healthcare is a basic need for every person. But in India, many families cannot afford proper medical treatment. High hospital bills often force people to delay or avoid treatment. To solve this serious problem, the Government of India started Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY).
This is a major health protection scheme that provides free and cashless treatment to poor and vulnerable families across the country.
What Is Ayushman Bharat Yojana (PM-JAY)?
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the world’s largest government-funded health insurance scheme. It was launched in 2018.
Under this scheme, eligible families receive health coverage of up to ₹5 lakh per family per year for hospital treatment. The treatment is completely free.
The coverage includes:
- Surgeries
- Diagnostic tests
- Medicines
- Hospital bed charges
- Follow-up care
- Treatment for serious diseases like cancer, heart disease, kidney failure, and more
Key Benefits of PM-JAY
👍 Cashless treatment at empanelled hospitals
👍 Coverage for poor and vulnerable families across India
👍 Available at both government and private hospitals
👍 Treatment allowed anywhere in India
To use this scheme, your family must be eligible and must have an Ayushman Bharat Card (PM-JAY E-Card). This card is necessary to receive free treatment.
Official website:
👉 https://www.pmjay.gov.in
Understanding the Hospital List
Only hospitals that are officially approved under Ayushman Bharat can provide free treatment. These hospitals are called empanelled hospitals.
The list of empanelled hospitals is maintained by the National Health Authority (NHA) and updated regularly.
What Information Does the Hospital List Provide?
✔ Name of the hospital
✔ Type (Government or Private)
✔ Address and contact details
✔ Departments and medical specialties available
✔ Cashless treatment availability
✔ Distance from your location (if using location search)
In simple words, this list tells you exactly where you can get free treatment under the scheme.
Eligibility: Do You Qualify?
Before searching for hospitals, you must check whether you are eligible for PM-JAY benefits.
Who Is Covered?
✔ Families listed in Socio-Economic Caste Census (SECC) 2011
✔ Rural families in deprived economic categories
✔ Street vendors, rickshaw pullers, hawkers
✔ Construction workers and informal sector workers
✔ Senior citizens above 70 years (even if not listed in SECC)
You can check your eligibility online using your name or mobile number. Once confirmed, you can download your Ayushman Bharat card.
Eligibility check link:
👉 https://www.pmjay.gov.in/check-eligibility
How to Find the Official Hospital List (Step-by-Step)
There are several official ways to find hospitals where Ayushman Bharat treatment is available.
A. PM-JAY Hospital Finder (Official Portal)
Best for: Searching all empanelled hospitals across India
Official link:
👉 https://hospitals.pmjay.gov.in/Search
How to Use:
- Open the Hospital Finder website.
- Select your State and District.
- Choose hospital type (Government / Private / All).
- Select department if needed.
- Click on Search.
You will see a list of hospitals with:
✔ Phone numbers
✔ Full address
✔ Hospital type
✔ Available services
You can also sort the list by name or type.
B. Health Facility Registry (HFR)
Official link:
👉 https://facility.abdm.gov.in/searchV2
This portal is part of the Ayushman Bharat Digital Mission (ABDM). It lists all registered health facilities, including PM-JAY hospitals.
How to Use:
- Visit the website
- Use filters like location and specialty
- Type keywords like “PM-JAY” or “Empanelled Hospital”
- Check the results
This portal is useful if you want more details about hospital services.
C. Mera PM-JAY Mobile App
If you do not have a computer, you can use the official mobile app.
How to Download:
✔ Search “Mera PM-JAY” on Google Play Store or Apple App Store
✔ Download and install the app
What You Can Do with the App:
✔ Search hospitals using GPS
✔ Filter by location or specialty
✔ Call hospitals directly
✔ Save hospital details
This is very convenient for quick searches.
D. Ayushman Bharat Helpline
If you do not have internet access, you can call the official helpline.
📞 Toll-Free Numbers:
14555
1800-111-565
When you call:
✔ Share your state and district
✔ Ask for nearby empanelled hospitals
✔ Get help with eligibility and card questions
E. Common Service Centers (CSCs)
In rural and semi-urban areas, Common Service Centers help citizens access government services.
At a CSC, you can:
✔ Get the hospital list
✔ Print hospital contact details
✔ Apply for or download your Ayushman card
✔ Check coverage details
This is helpful for people who are not comfortable using online tools.
How to Confirm a Hospital Before Visiting
Before going to a hospital, confirm important details.
Steps to Follow:
✔ Call the hospital’s Ayushman Bharat help desk
✔ Confirm that your treatment is covered
✔ Ensure cashless service is available
✔ Check availability of beds and doctors
✔ Ask which documents to bring
This helps avoid confusion and saves time.
Documents Required at the Hospital
Carry these documents when going for treatment:
📌 Ayushman Bharat Card (PM-JAY E-Card)
📌 Government ID (Aadhaar / Voter ID / Driving License)
📌 Medical reports
📌 Address proof (if required)
These documents help in quick registration and smooth treatment.
Frequently Asked Questions (FAQs)
Q1: Do I need to pay anything at the hospital?
No. If the hospital is empanelled and your treatment is covered, it is completely cashless up to ₹5 lakh per year.
Q2: Can I visit a private hospital?
Yes. Many private hospitals are part of the Ayushman Bharat network.
Q3: Can I use the scheme outside my home state?
Yes. You can get treatment anywhere in India at empanelled hospitals.
Q4: What treatments are covered?
More than 1,500 procedures are covered, including surgeries, heart care, cancer treatment, orthopedics, dialysis, maternity care, and more. Pre- and post-hospital expenses are also included.
Common Challenges and Solutions
🚫 Hospital Not Found Online
✔ Search nearby cities
✔ Call the helpline (14555)
✔ Visit a government hospital
Sometimes online lists may update later.
🚫 Hospital Refuses Cashless Treatment
✔ Speak to the PM-JAY help desk inside the hospital
✔ Call the helpline and raise a complaint
✔ Visit another empanelled hospital
Hospitals must provide cashless service if they are empanelled.
🚫 No Beds Available
✔ Check nearby hospitals
✔ Ask about waiting lists
✔ Ask if outpatient services can start
This may happen during peak seasons.
Tips for a Smooth Treatment Experience
🎯 Search at least 3 hospital options
🎯 Save hospital phone numbers
🎯 Confirm specialist doctor availability
🎯 Carry all medical records
🎯 Plan early and avoid last-minute rush
Small preparation can make a big difference.
Important Official Links
🔗 PM-JAY Website
👉 https://www.pmjay.gov.in
🔗 Hospital Finder
👉 https://hospitals.pmjay.gov.in/Search
🔗 Check Eligibility
👉 https://www.pmjay.gov.in/check-eligibility
🔗 Health Facility Registry
👉 https://facility.abdm.gov.in/searchV2
📞 Helpline: 14555 / 1800-111-565
Save these links for future use.
Conclusion: Your Right to Free Healthcare
Ayushman Bharat – PM-JAY is a powerful national health program. It ensures that no one in India is denied treatment because of money problems.
However, having the card is not enough. You must know where to go and how to use the hospital list properly.
With correct information and preparation, you can receive safe and cashless treatment without stress.
Disclaimer
This article is for general information purposes only. While efforts have been made to provide accurate details, hospital lists, contact information, and eligibility rules may change over time. Always check official sources for the latest updates.